Financial/Insurance

FINANCIAL CONSIDERATIONS

 

Most people, when offered a choice between a BMW or a Hyundai car would rather choose a BMW over the Hyundai. The choice that people make is mainly determined by financial considerations such as how much does it cost and can I afford it. Choosing either vehicle is a good decision because they both provide you with the same basic function of being able to easily move between locations. The same holds true for your dental work. For example, you have a cavity that needs to be filled. This can be done using a filling or it can be done using an inlay. The inlay is cosmetically superior as well as longer lasting but it is more expensive. The filling is less expensive but it also handles the problem that you went to the dentist for.

 

Whatever dental procedures you choose, our fees are affordable and accessible. This makes it even easier for you to receive the best possible dental treatment.

 

Based on financial considerations and what financial options are available to you we will help YOU to determine what is best and right for you. Whatever you decide, be assured we will provide you with the best service we can deliver. Your 100% satisfaction is very important to us.

 

The result  is a personalized treatment plan that we provide to you in writing with our current fees.

 

INSURANCE CONSIDERATIONS

 

We are committed to helping you maximize your insurance benefits. Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts.

 

Your estimated patient portion must be paid at the time of service. As a service to our patients, we will bill insurance companies for services and allow them 45 days to render payment.

 

 After 60 days, you are responsible for the entire balance, paid-in-full. If you have any questions, we are always available to answer them.

 

 

INSURANCE ACCEPTED

  

Aetna             

PPO

Assurant        

PPO

Blue Cross      

PPO

Cigna            

PPO/HMO

Delta Dental   

PPO/Healthy Family

Guardian      

PPO/HMO

(HMO starts Jan 2010)

Metlife

PPO

Medical

   

 

PAYMENT OPTIONS

 

We accept cash, check and all major credit cards (Visa, MasterCard, Discover and American Express).

 

LOW MONTHLY PAYMENT PLAN

 

We work with a financial partner: CareCredit

 

The CareCredit financing plan features no-interest for 12 months and low monthly payment plans with small finance fees for up to 60 months. There are no annual fees, setup costs or prepayment penalties.

 

Let us work with you personally to choose a financial option that fits best with your personal budget!

 

 

 

 


Irina Rodriguez, D.D.S.

(Serving Ojai, Lake Casitas, Santa Paula, Oxnard, Ventura, Carpinteria)

117 Pirie Rd., Suite A

Ojai, CA  93023

Phone: (805) 646-3700 Emergency: (805) 415-4478

irinarod@sbcglobal.net